Loans

Buying a vehicle?

Get behind the wheel of an incredible deal with an auto loan from HHCU! Our auto loans not only come with great rates and flexible terms, but also feature many extra benefits and add-on products to help you save.

100% Financing

We're here with the help you need offering up to 100% financing for both new and used vehicles!

Flexible Terms

We tailor the term of your loan to give you a monthly payment that fits, with terms up to 84 months for new and used vehicles.

Hassle-Free Payments

Set up direct payment from your HHCU account and never worry about late payments, stamps or other headaches again!

No Hidden Fees

We'll never charge you hidden fees. Our auto loans have no set-up fees and no pre-payment fees.

Apply for an Auto Loan

Refinance and Save

If you have already financed your vehicle with another financial institution, we have good news! From now until July 31, 2017 HHCU is offering you 1% cash back, up to $200, to refinance your vehicle with us. And we may be able to lower your rate and your payment to save you even more! ****

Current APR for members is 2.9%. If you borrowed $10,000 at 36 months you would make a monthly payment of $290.35.Current APR for members is 2.9%. If you borrowed $10,000 at 36 months you would make a monthly payment of $290.35.Current APR for members is 2.95%. If you borrowed $10,000 at 36 months you would make a monthly payment of $289.69.Current APR for members is 2.95%. If you borrowed $10,000 at 36 months you would make a monthly payment of $289.69.Current APR for members is 3.45%. If you borrowed $10,000 at 36 months you would make a monthly payment of $292.77.Current APR for members is 3.45%. If you borrowed $10,000 at 36 months you would make a monthly payment of $292.77.Current APR for members is 3.7%. If you borrowed $10,000 at 36 months you would make a monthly payment of $293.87.Current APR for members is 3.7%. If you borrowed $10,000 at 36 months you would make a monthly payment of $293.87.Current APR for members is 4.45%. If you borrowed $10,000 at 36 months you would make a monthly payment of $297.21.Current APR for members is 4.45%. If you borrowed $10,000 at 36 months you would make a monthly payment of $297.21.Current APR for members is 4.7%. If you borrowed $10,000 at 36 months you would make a monthly payment of $298.32.Current APR for members is 4.7%. If you borrowed $10,000 at 36 months you would make a monthly payment of $298.32.
Current APR for members is 2.9%. If you borrowed $10,000 at 48 months you would make a monthly payment of $220.89.Current APR for members is 2.9%. If you borrowed $10,000 at 48 months you would make a monthly payment of $220.89.Current APR for members is 2.95%. If you borrowed $10,000 at 48 months you would make a monthly payment of $220.23.Current APR for members is 2.95%. If you borrowed $10,000 at 48 months you would make a monthly payment of $220.23.Current APR for members is 3.45%. If you borrowed $10,000 at 48 months you would make a monthly payment of $223.32.Current APR for members is 3.45%. If you borrowed $10,000 at 48 months you would make a monthly payment of $223.32.Current APR for members is 3.7%. If you borrowed $10,000 at 48 months you would make a monthly payment of $224.43.Current APR for members is 3.7%. If you borrowed $10,000 at 48 months you would make a monthly payment of $224.43.Current APR for members is 4.45%. If you borrowed $10,000 at 48 months you would make a monthly payment of $227.78.Current APR for members is 4.45%. If you borrowed $10,000 at 48 months you would make a monthly payment of $227.78.Current APR for members is 4.7%. If you borrowed $10,000 at 48 months you would make a monthly payment of $228.91.Current APR for members is 4.7%. If you borrowed $10,000 at 48 months you would make a monthly payment of $228.91.
Current APR for members is 2.9%. If you borrowed $10,000 at 60 months you would make a monthly payment of $179.23.Current APR for members is 2.9%. If you borrowed $10,000 at 60 months you would make a monthly payment of $179.23.Current APR for members is 3.45%. If you borrowed $10,000 at 60 months you would make a monthly payment of $180.79.Current APR for members is 3.45%. If you borrowed $10,000 at 60 months you would make a monthly payment of $180.79.Current APR for members is 3.95%. If you borrowed $10,000 at 60 months you would make a monthly payment of $183.92.Current APR for members is 3.95%. If you borrowed $10,000 at 60 months you would make a monthly payment of $183.92.Current APR for members is 4.2%. If you borrowed $10,000 at 60 months you would make a monthly payment of $185.05.Current APR for members is 4.2%. If you borrowed $10,000 at 60 months you would make a monthly payment of $185.05.Current APR for members is 4.95%. If you borrowed $10,000 at 60 months you would make a monthly payment of $188.46.Current APR for members is 4.95%. If you borrowed $10,000 at 60 months you would make a monthly payment of $188.46.Current APR for members is 5.2%. If you borrowed $10,000 at 60 months you would make a monthly payment of $189.60.Current APR for members is 5.2%. If you borrowed $10,000 at 60 months you would make a monthly payment of $189.60.
Current APR for members is 3.05%. If you borrowed $10,000 at 66 months you would make a monthly payment of $164.76.Current APR for members is 3.05%. If you borrowed $10,000 at 66 months you would make a monthly payment of $164.76.Current APR for members is 3.45%. If you borrowed $10,000 at 66 months you would make a monthly payment of $165.65.Current APR for members is 3.45%. If you borrowed $10,000 at 66 months you would make a monthly payment of $165.65.Current APR for members is 4.15%. If you borrowed $10,000 at 66 months you would make a monthly payment of $159.64.Current APR for members is 4.15%. If you borrowed $10,000 at 66 months you would make a monthly payment of $159.64.Current APR for members is 4.2%. If you borrowed $10,000 at 66 months you would make a monthly payment of $169.93.Current APR for members is 4.2%. If you borrowed $10,000 at 66 months you would make a monthly payment of $169.93.Current APR for members is 5.45%. If you borrowed $10,000 at 66 months you would make a monthly payment of $175.67.Current APR for members is 5.45%. If you borrowed $10,000 at 66 months you would make a monthly payment of $175.67.Current APR for members is 5.75%. If you borrowed $10,000 at 66 months you would make a monthly payment of $177.07.Current APR for members is 5.75%. If you borrowed $10,000 at 66 months you would make a monthly payment of $177.07.
Current APR for members is 3.6%. If you borrowed $10,000 at 72 months you would make a monthly payment of $143.97.Current APR for members is 3.6%. If you borrowed $10,000 at 72 months you would make a monthly payment of $143.97.Current APR for members is 4.0%. If you borrowed $10,000 at 72 months you would make a monthly payment of $145.79.Current APR for members is 4.0%. If you borrowed $10,000 at 72 months you would make a monthly payment of $145.79.Current APR for members is 4.2%. If you borrowed $10,000 at 72 months you would make a monthly payment of $146.71.Current APR for members is 4.2%. If you borrowed $10,000 at 72 months you would make a monthly payment of $146.71.Current APR for members is 4.45%. If you borrowed $10,000 at 72 months you would make a monthly payment of $158.49.Current APR for members is 4.45%. If you borrowed $10,000 at 72 months you would make a monthly payment of $158.49.
Current APR for members is 4.7%. If you borrowed $25,000 at 84 months you would make a monthly payment of $349.79.Current APR for members is 4.7%. If you borrowed $25,000 at 84 months you would make a monthly payment of $349.79.Current APR for members is 4.5%. If you borrowed $25,000 at 84 months you would make a monthly payment of $148.09.Current APR for members is 4.5%. If you borrowed $25,000 at 84 months you would make a monthly payment of $148.09.

GAP Plus

We offer Guaranteed Asset Protection (GAP) Plus on all auto loans. GAP Plus is a valuable asset that covers the difference between what your car is currently worth and your remaining auto loan balance. In the event of severe damage, theft or total loss, GAP Plus gives you peace of mind.  

A new feature of our Gap Plus coverage Gap is Deductible Assistance, it applies to motor vehicles insured under your individual primary auto insurance policy.  Deductibe Assistance also cancels part of your debt when a comprehensive or collision claim is paid through your primary auto insurance and a deductible is incurred.  To learn more or to enroll in GAP with Deductible Assistance, call us today!

Payment Protection Insurance

With Payment Protection Insurance, your loan payments may be reduced or paid off if you die or become disabled due to a covered illness. The cost of coverage is conveniently included in your monthly payment, and benefits are paid even when other insurance is in force helping to reduce financial risk for you and your family.

Mechanical Repair Coverage 

http://www.brainshark.com/cunamutual/MRC/zHPzjPR6mzHOCyz0?intk=197646677

CARFAX Reports

HHCU members can receive a CARFAX Vehicle History Report for only $20. Simply supply us with the Vehicle Identification Number (VIN) of the ride you're interested in purchasing, and you'll receive detailed information on:

  • Structural Damage
  • Accidents
  • Number of Owners
  • Manufacturer Buybacks
  • Recalls/Major Repairs
  • Salvage or Flood History
  • And more!

Request a CARFAX Report

 

 

** APR= Annual Percentage Rate. Quoted rate is the lowest available rate, reflects all possible discounts, applies to a 2017 model year, and is accurate as of 2/24/2017. Your rate will be based on your credit history and may be higher. The maximum rate for an auto loan is currently 21% APR. Rates and terms subject to change based on market conditions and borrower eligibility. Estimated monthly payment example = $17.84 per $1,000 (payment example based 2.7% APR and term of 60 months). Offer excludes all loans already financed at Hoosier Hills Credit Union.

***Motorcycle rates are as low as 3.05% APR for a 60 month term (2017 model year), with a maximum rate of 21%. Estimated monthly payment example for motorcycle loans = $17.99 per $1,000 (payment example based on a 3.05% APR for 60 months). Boat and camper loan rates are as low as 4.00% APR for a 60 month term (2017 model year), with a maximum rate of 21%. Estimated monthly payment example for boat and camper loans = $18.42 per $1,000 (payment example based on a 4.00% APR and term of 60 months).

****Receive 1% cash back when you refinance any car, truck, boat, motorcycle or RV from another financial institution with HHCU. Offer does not apply to the refinancing of existing HHCU loans. 1% cash back will be deposited as an account credit. The maximum cash back amount is $200. Rates and terms are subject to change based on market conditions, borrower eligibility, and collateral. Estimated monthly payment example = $17.84 per $1,000 borrowed (payment example based on 2.7% APR and a term of 60 months). Offer good March 20 through July 31, 2017 and is subject to change without notice.

 

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