Savings & Investment Account Rates
Rates subject to change.
Last updated 11/18/09

APY = Annual Percentage Yield

Savings | Checking | CD's | Money Market | IRA Money Market

Savings*

Dividend Rate	APY
Regular Savings	0.30
Christmas Club	0.30
Vacation Club	0.30
Other Club	0.30

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Checking*

Amount**	Dividend Rate	APY
Silver Membership	up to $300	0.00
Gold Membership	$300.01 - $2499	0.00
	$2500 - $6499	0.15
Platinum Membership	$6500 and above	0.15

**Total amount includes loan & deposit dollars excluding mortgages
sold on the secondary market on which HHCU does not retain servicing and VISA.
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Certificates of Deposit (CD's)*

	Amount	Dividend Rate	APY	Special APY **
3 month	500	0.80	0.80	**By applying online for a Certificate of Deposit, you can earn a bonus of .10% above our published rates for 24 month or greater certificates. (Minimum CD balance of $500.)
3 month	10,000	0.90	0.90
6 month	500	1.09	1.10
6 month	10,000	1.19	1.20
12 month	500	1.44	1.45
12 month	10,000	1.54	1.55
18 month	500	1.54	1.55
18 month	10,000	1.64	1.65
24 month	500	1.69	1.70	1.80
24 month	10,000	1.79	1.80	1.90
30 month	500	1.79	1.80	1.90
30 month	10,000	1.88	1.90	2.00
36 month	500	1.93	1.95	2.05
36 month	10,000	2.03	2.05	2.15
48 month	500	2.18	2.20	2.30
48 month	10,000	2.28	2.30	2.40
60 month	500	2.43	2.46	2.56
60 month	10,000	2.52	2.55	2.65

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Money Market*

Dividend Rate	APY
$2,500 - $9,999	0.30	0.30
$10,000 - $24,999	0.45	0.45
$25,000 - 99,999	0.65	0.65
$100,000 - Above	0.75	0.75

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IRA Money Market*

Dividend Rate	APY
$50 - $9,999	0.30	0.30
$10,000 - $24,999	0.45	0.45
$25,000 - 99,999	0.65	0.65
$100,000 - Above	0.75	0.75

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* Rates are subject to change. * Fees may reduce earnings. * Early withdrawal penalties may apply. * Minimum $5.00 balance is required to open a share account. * Click for more information about our Relationship Rewards Program.