Online Account Opening

Save a trip to the branch and open your accounts online

You can open savings, checking, money market, christmas and vacation club accounts online via an ACH transfer from another financial institution or an existing account at Hoosier Hills.  Applicants can add a joint member to a new account with the same information being required as the primary member. 

Existing Members:

You can open any of the accounts mentioned above and fund them from an existing HHCU deposit account.  Within the online account opening process, you have the option to add an account to an existing HHCU membership, or open a brand new membership. 

Additionally, if you are an existing HHCU member, you have the opportunity to:

• Order checks
• Request bill pay
• Request overdraft protection
• Sign up for e-Statements
  
  

New members:

If you haven’t established your membership with Hoosier Hills Credit Union, simply click on the "open new accout" button below or choose the “apply now” link under the Membership tab on the homepage.  New members will be required to open a savings account and make a minimum deposit of five dollars.  In addition to opening a savings account, you can open any of the accounts listed above and choose to add additional services.

New members will have the opportunity to:

• Request a debit card with your checking account
• Access online banking and bill pay
• Sign up for e-Statements
• Opt-in to IDProtect

All applicants will need to have a driver’s license (or state/military ID), previous home address (if you have lived at your current address less than two years), and Social Security Number. Additionally, you will need to choose a means of funding the account you are opening. 

Online Account Opening FAQ's:

Who can open an online account?

New and existing members (excluding business members) are eligible to open accounts.  You must be 18 years of age and a U.S. citizen that either lives, works, or has a relative in one of the eligible membership counties.

Will I need to open a savings account if opening other accounts?

New members will be required to open a savings account online and make a minimum deposit of five dollars.  Existing members, already having opened a savings account previously, can open any account available online without making an additional deposit into their savings account.

What accounts can I open online?

New and existing members can open a savings, checking, money market, vacation or christmas club account online.

What information will I need to open an account online?

You will need your driver’s license (or state/military ID), your previous home address (if you have lived at your current address less than two years), and your Social Security Number. Additionally, you need a means to fund the account you are opening.

Can joint accounts be opened online?

Yes, you can open joint accounts online.  Joint members will need to provide the same information as the primary member.

How do I fund the accounts that I open online?

New members:  You can fund your accounts by an ACH transfer from another financial institution, bringing a check into a branch or mailing a check to our main office. 

Existing members:  You can fund your account any of the ways mentioned above, or you can fund your new account from an existing account at HHCU.

Will I need to submit any paperwork for the accounts that I open online?

New members and existing members that open a checking or savings account will need to submit a signature card. If you would like to electronically submit your signature card, please scan it with a mobile device (at least 5mp) or desktop scanner. Then go to Online Banking under the Online Services tab, click on the "Enter" button under "Secure E-mail," and click on "Click here to send an e-mail." If you would like to submit your signature card by mail, please sign it an send to:

Attn: Call Center
Hoosier Hills Credit Union
630 Lincoln Avenue
Bedford, IN 47421

If accounts are opened with a joint member, the signature card will print out with an additional line for the joint member to sign. If we do not receive your signature card within 10 days, your accounts may be subject to closure.

What is the minimum and maximum amount when opening accounts? 

Minimum Deposits: Savings $5, Checking $50, and Money Market $2500. 

Maximum Deposits: The total amount of your deposits cannot exceed $10,000.

When will my funds be available after opening an account?

It depends on how you fund your account.  ACH transfers can take up to five business days for the funds become available.  Existing members that fund their account through an internal transfer will have their funds available within one business day. 

New members who fund their account by check will have their funds available after a minimum of 10 business days. 

If a signature card is required for your new account, funds will not be processed until we receive the signature card. 

Will I receive a confirmation when my accounts are opened?

Yes, you will receive a confirmation via email and a member service representative will contact you by phone. 

When will I have access to online banking, check ordering, etc.?

A member service representative will contact you with instructions for online banking, check orders, and any corresponding account information regarding your account. 

Can business members open a business account?

Not at this time. Business members will need to come in to any one of our branch locations to open business accounts.