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We're a credit union, not a bank.

What does that mean? HHCU is a not-for-profit financial cooperative. Your $5 savings opening deposit buys you one share in the credit union - that makes you an equal owner of this financial institution. The money we earn goes back to our members (people like you), not into the pockets of stockholders like a bank. The traditions of credit unions are near and dear to our hearts; not for profit, but for people.

We're local and we love talking to people.

You can come in or call anytime. We love it!

We give back.

Credit unions have a commitment to give back to the communities they serve, and HHCU is no exception. We're dedicated to making a difference in the lives of our neighbors. Visit our community giving page to learn more.

We'll pay you!

That's right - we'll pay you cash back when you use your HHCU debit card at participating retailers. It's easy.

We reward you.

Buzz Points allows you to earn points everywhere you shop with your HHCU debit card. Turn those points into rewards at your favorite retailer. Start earning today!

We're always open.

Okay, not always, but we offer a variety of eServices that are available 24 hours/day to make things simple and convenient.

We're strong.

BauerFinancial 5-Star Seal


We are proud to consistently earn the 5-Star rating from BauerFinancial, the nation's leading independent bank and credit union rating firm.

The 5-Star rating is the highest rating available and marks Hoosier Hills Credit Union as one of the strongest financial institutions in the country.




You can bank with Hoosier Hills Credit Union!

HHCU Membership Counties


If you live, work or have a relative in one of HHCU's membership counties, you and your immediate family can bank with HHCU!

Indiana Membership Counties: Bartholomew, Clark, Crawford, Daviess, Dearborn, Dubois, Floyd, Gibson, Greene, Harrison, Jackson, Jefferson, Knox, Lawrence, Martin, Monroe, Orange, Perry, Pike, Posey, Spencer, Sullivan, Vanderburgh, Vigo, Warrick, Washington




The NCUSIF provides all members of federally insured credit unions with $250,000 in coverage for their single ownership accounts. These accounts include regular shares, share drafts (similar to checking), money market accounts, and share certificates. Individuals with account balances totaling $250,000 or less at the same insured credit union are fully insured. 

If a person has more than $250,000 at any single credit union, several options are available for additional share insurance coverage because, as discussed in greater detail (click below), the NCUSIF provides separate insurance for other accounts.

Members have full NCUSIF coverage at each federally insured credit union where they are qualified members. While the NCUSIF coverage protects members at all federally insured credit unions from losses on a broad spectrum of savings and share draft products, it does not cover losses on money invested in mutual funds, stocks, bonds, life insurance policies, and annuities offered by affiliated entities.

For more information: 

Click here

Excess Share Insurance (ESI)

We are pleased to inform you that all qualifying deposit accounts* at Hoosier Hills Credit Union are eligible for private deposit insurance from Excess Share Insurance Corporation (ESI) over and above the federal deposit insurance provided by the National Credit Union Administration (NCUA).

NCUA's basic federal coverage provides share insurance protection up to $250,000, but accounts may be structured in different ways, such as joint, payable-on-death or IRA accounts, to achieve federal coverage of more than $250,000. For details about federal share insurance, or how to structure your accounts to qualify for greater federal coverage, please check with a Hoosier Hills Credit Union representative or contact the NCUA.

In addition, members of Hoosier Hills Credit Union with qualifying accounts* exceeding the maximum level of coverage provided by the NCUA are also insured up to an additional $250,000 by ESI. 

*All deposit accounts at Hoosier Hills Credit Union are elgibile for ESI coverage, except for Business Accounts, Non-Profit Organization Accounts and Public Fund Accounts. These accounts still qualify for NCUA coverage.

Example of insurance coverage

For more information: 

Click here



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