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Current Promotions

Get 1% Cash Back when You Refinance
Great news! When you refinance your auto loan from another financial institution, you’ll get 1% of the value of the loan, up to $200, deposited into your account.* Not only could you get a stack of Summer cash, but you could potentially lower your monthly payments!
This offer is available for all types of vehicle loans: cars, trucks, boats, motorcycles, and even RVs.
Want more perks? Hoosier Hills offers flexible terms, up to 84 months, with no processing or application fees. You can also opt for the additional peace of mind of:
  • Guaranteed Asset Protection (GAP) Plus Deductible Assistance, which covers the difference in what your car is worth and what you owe on the loan in case of severe damage, theft or total loss. Deductible Assistance cancels part of your debt after a claim is paid through your primary auto insurance.
  • Debt Protection, which can cancel your loan balance or payments up to the contract maximums in the event of death, disability or involuntary unemployment.**
  • Mechanical Repair Coverage (MRC), which minimizes the cost of mechanical repairs. MRC comes with additional options such as Roadside Assistance, Rental and Travel Reimbursement.
    Hurry! Our 1% Cash Back offer ends August 31st!
    *Receive 1% cash back when you refinance any car, truck, boat, motorcycle or RV from another financial institution with HHCU. Offer does not apply to the refinancing of existing HHCU loans. 1% cash back will be deposited as an account credit. The maximum cash back amount is $200.
    **Your purchase of Debt Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid.

No Fees, Just Free Checking!

Being better for you includes helping you to keep more of your own money. That’s why we don’t charge fees for our checking accounts. We don’t require a minimum balance. There are no monthly service fees. And we don’t charge you for statements.

What we do is offer great tech conveniences and perks with your free checking account like:

Ready to get started with your own No Free Just Free Checking Account? Stop by your nearest Service Center. We’ll be glad to help!


Your Financial Goals could be….On the House!

Your next financial goal could be…on the house! Home values rise an average of 6.5% each year. As rising rates and time push the value of your home further above the original price you paid, you build equity.

You can use this home equity to secure a loan to consolidate debit, cover unexpected expenses or repairs, to further improve your home’s value with a remodel, or take care of many other needs.

No matter your financial goal or situation, we want to help you. Hoosier Hills Credit Union has a team of experienced mortgage professionals dedicated to serving each Service Center and dedicated to serving YOU.

Give us a call at 800-865-2612 to see how we can help you make the most of your most important asset!


What’s a Jumbo Mortgage?

A Jumbo Mortgage is, as the name suggests, simply a large mortgage.  A mortgage is considered “Jumbo” at $453,100. Not all financial institutions are willing to extend mortgages of this size, but at Hoosier Hills Credit Union, we have the expertise and rates to help you succeed. Whether you are looking at a purchase or a refinance, we can help you with mortgage needs…of any size!

Stop by or give us a call at 800-865-2612 to learn more!


Get YOUR HOO HOO HOO Hoosier Hills Tee

With Your Next New Loan!

Mitchell Staff in Hoosier Hills Tees


Qualifying Loans* – New or refinanced from another institution

Vehicle Loans – Auto, Truck, Boat, Motorcycle, RV, ATV, Tractor, Dirt Bike

Credit Cards


Home Equity Loans

Signature Loans

This design is limited and the offer lasts for as long we have inventory.



*Minimum balance for loans is $1,000. Minimum credit limit for Credit Cards is $1,000. Must be a new Hoosier Hills Credit Union loan. Existing Credit Cards are eligible with a transferred balance of at least $1,000. Equal Housing Lender. Federally Insured by NCUA.


Transfer high credit cards balances to an HHCU Visa® to save more now!

The average credit card holder pays double the interest rate available with a Visa Platinum from Hoosier Hills. Check out how an HHCU Visa Platinum stacks up against most credit cards.

  National Average HHCU Visa Platinum

Credit Card APR

16.15% 7.90%

Cash Back Fee

16.40% 0

Balance Transfer Fee

15.38% 0

Source weekly rate report as of 12/22/17. Methodology: The national average credit card APR is comprised of 100 of the most popular credit cards in the country, including cards from dozens of leading U.S. issuers. Introductory, or teaser, rates are not included in the calculations.


7.9% APR is not an introductory rate for our Visa Platinum card. It's our rate! Transfer your high interest balances by clicking below, or let us help you at one of our local Service Centers. We are always happy to save our members money! 

Transfer Balances Now

*7.9% APR is valid for new purchases, balance transfers and cash advances on personal HHCU Visa Platinum credit cards as of 12/31/17. All loans subject to qualifications standards. Rates are subject to change.


Great Mortgage Rates!


InsuranceYour Membership has Value!


Lower Your Payments!