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We offer a variety of safe, secure and FREE online and mobile tools to make banking with HHCU convenient and allow our members to easily access their accounts anytime, anywhere.

Online Banking

Login to Online Banking or search for Hoosier Hills Credit Union within your mobile device app store for an even more convenient mobile experience. HHCU online banking uses multi-factor authentication to ensure the security of your personal information.

Access your accounts quickly and easily 24 hours/day with HHCU’s secure Online Banking service.

  • View account balances.
  • Access transaction history and pending transactions 
  • Transfer between accounts
  • Schedule automatic transfers – a great way to start your savings plan
  • Pay your HHCU loan payments.
  • Track your Purchase Rewards cash back
  • Reorder checks.
  • View, save, or print your eStatements
  • Pay your bills quickly and easily with Online Bill Pay
  • Provide access to subusers to your account 

Online Banking Requirements

Online Bill Pay

Start paying your bills online and you may never want to write a check again. Bill Pay allows users to make one-time payments and schedule recurring payments – all through HHCU Online Banking. Simply login to Online Banking and click on "Bill Pay" to get started.

  • Save time and stamps by paying your bills with Bill Pay
  • Pay bills when you want, or set them up to recur each month
  • Pay anyone with Bill Pay – even your babysitter or the PTA
  • Keeps track of your payments for you each month
  • Set up, view, manage and pay eBills
Bill Pay

How it works:

  1. Sign Up
    To sign up, log into Online Banking. Click on Bill Pay from the top navigation bar. Complete the short sign-up form, then review and agree to the Terms and Conditions.
  2. Bill Pay Payee Setup
    To set up a new payee online, click the blue 'Need to pay someone new' tab to add the account information. On mobile, click the green 'Make a New Payment' button. After you complete the account information fields, the person or business is saved and ready to be paid.
  3. Schedule Payments
    After payees have been established, you may begin click into the payee to begin scheduling payments. When scheduling payments, please remember receipt of payment by the payee may take up to three (3) business days for an electronic payee and five (5) business days if the payee is paid by check, as reflected by the "Deliver By" date. Payments should clear your account via ACH channels the business day following the process date.

Bill Payment Fees
Bill Pay is FREE if you use FREE eStatements. If you do not use eStatements, you will be billed as follows: If you have direct deposit or payroll deduction with us, you will only be charged $0.36 per bill paid. If you do not have direct deposit or payroll deduction with us, you will be charged a $2 sign-up fee, $1.75 per month, and $0.36 per bill paid. Your account will be debited for Bill Payment service between the 5th and 15th of each month.  If you have questions about Bill Payment, please feel free to contact our Call Center at 812.279.6644 or 800.865.2612.

Sign up for eStatements


One app to control all your debit and credit cards.

Our new CardValet® app lets you control all of your credit and debit cards. Save time and gain peace of mind knowing you can control the cards in your wallet with your phone in your pocket. 

  • Get real-time notifications when your card is used. 
  • Restrict transactions to a certain area using your phone's GPS.
  • Set security preferences to match your spending habits for every credit and debit card. 
  • Set spending limits for every transaction. 
  • Enable or disable your cards to be used within certain merchant categories such as gas and groceries, hotel and travel. 
  • Lock and unlock cards with a few taps on your smartphone.

Download CardValet from Google Play™ or the App Store to:

  • Turn your debit and credit cards on or off from your smartphones
  • Sign up for alerts based on transaction amount, location, merchant type, etc.
  • Set limits for spending - great for parents or employers
  • And set other features

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For more information please visit

FinanceWorks Is Now Money Management

We are excited to announce a new and improved free personal financial management tool available within online banking on your computer and within the online banking mobile app! FinanceWorks is now Money Management.

Money Management is similar to FinanceWorks in that it is still accessed within the online banking menu, it will aggregate outside accounts and feature spending charts, budgets and email alerts.

But now it can do even more!

  • Now available within the mobile app

  • Auto-categorization improved from 65% to 90%

  • Improved category-level trends

  • Debt payoff forecasting

  • Detailed net worth analysis and tracking

  • Expanded goals including debt payoff, savings and retirement goals

  • Cash Flow Calendar

  • Text alerts (in addition to existing email alerts)

  • Account refresh details are real-time

Former users of FinanceWorks will have access to 18 months of transaction history for all accounts. For security reasons, outside login credentials will not migrate. Once you re-enter your log-in credentials for your accounts, you will not have to re-enter each time.


To access Money Management


Learn more about new, expanded transaction categories. Set budgets with one-click. Easily setup email or text alerts. Set up debt payoff, savings and retirement goals.


Click here to see a demonstration of how Money Management can brighten your financial future!


Sign up for eStatements

HHCU eStatements are the easy secure way to receive your account information.

  • Secure – Delivered securely through Online Banking, not your mailbox - reducing opportunity for identity theft. In addition, eStatements are not emailed, they are available for download within Online Banking which requires a password and multi-factor authentication to access.
  • Easy – Simply login to Online Banking and retrieve your statement at your convenience. You can then view your statement, save to your computer, or print it out.
  • Fast – eStatements are typically ready 5 days faster than paper statements.
  • Identical – Your eStatement is the same as the paper statement you're currently receiving. It will still serve as your official statement for paperwork needs.

Computer Specifications of eStatements

eStatement FAQ

Electronic Statement Access Agreement

Mobile Banking App and Web Access

When you access this website from your mobile device, you’ll automatically be directed to HHCU’s mobile site. If you have an iPhone, Kindle Fire or an Android, you’ll have an option on your screen to download the free HHCU app. You can then quickly and easily access many features of Online Banking right from your mobile phone! To use Mobile Banking, you’ll need to be signed up for Online Banking, as it uses the same password. Mobile banking is safe and secure, using the same multi-factor authentication system as Online Banking to protect your information.

Scan the QR codes below to download the app to your mobile device.

 app qr codes 

Members can manage their finances anywhere, anytime with the HHCU Mobile Baking App! The HHCU Mobile Banking App enables you to access your account information, transfer funds, and pay your bills from an iPhone, iPod Touch, iPad, Kindle Fire or Android mobile device with Internet access from either a WIFI source or the 3G/4G networks. Once you enter your Online Banking credentials you will be able to:

  • Check account balances and transaction history
  • Transfer funds between eligible accounts
  • Find ATM and branch locations
  • Pay bills
  • Contact us


Apple Pay for Credit Cards - To save you more time at the register, our credit cards are now compatible with Apple Pay! Credit Union members with certain Apple devices can save the information from their Hoosier Hills credit card to their phone's virtual wallet. Then, all you need to do is hold your phone near a reader at participating stores to pay - no need to rummage through your wallet looking for the right card!apple pay

Apple Pay FAQ's 


mobile deposit

Mobile Check Deposit - Our mobile deposit service allows you to deposit your checks directly into your account without ever leaving your home. Just take a picture of your check via our HHCU mobile app or tablet app, and we'll deposit it for you!





 Text Banking

Not using a web-enabled phone? HHCU also offers text banking. Simply register your phone and you’ll receive a text message with a special number. Text the following commands to 454545 to access your account information:

BAL: This will text you the balance of your primary account
BAL ALL: This will text you the balances of all savings, checking, and money market accounts.
LAST: This will text you the last five transactions for your primary account
BAL CHK: This will text you the balance of your checking account
BAL SAV: This will text you the balance of your savings account
TRANS X: This will transfer funds from your source account to your primary account (use the dollar amount instead of X)
HELP: This will text you the list of available commands
STOP: This will unenroll you from HHCU’s text banking

You can also register for the following text notifications to be sent to your phone:

  • Your primary account balance every Friday
  • Your primary account balance falls below a certain amount
  • A payment clears your primary account that exceeds a certain amount
  • A deposit into your primary account exceeds a certain amount

In addition, the following e-mail alerts are also available:

  • An account balance falls below a certain amount
  • An account balance goes above a certain amount
  • A payment clears that exceeds a certain amount or has a certain check number
  • A deposit into your primary account exceeds a certain amount
  • A personal message reminder (up to 50 characters) on a periodic basis

Log into Online Banking to sign up for email alerts.

Phone Teller

When you open an account with HHCU you are automatically signed up for Phone Teller at no cost. This service provides you access to your account 24-hours a day, 7 days a week with the convenience of your phone. With Phone Teller, you may make loan payments, account transfers, and various account inquiries. All you need to use Phone Teller is a phone and a personal identification number (PIN). If you have not yet set up a PIN, you will use the last 4 digits of the primary account holder's Social Security number.


Phone Teller FAQs


How to use Phone Teller

  1. Call the HHCU Phone Teller Number at (800) 865-2612 or (812) 279-6644.
  2. Press 2 after the auto attendant has acknowledged the call.
  3. Enter your member number followed by the # sign.
  4. Enter your 4-digit Phone Teller PIN or the last 4 digits of the primary account holder’s Social Security number. Press # after your entry.
  5. Follow the menu prompts to make your selection.

Phone Teller Menu Codes

Balances and Recent Activity

Checking & Savings Balances Play Automatically

Money Market Balance


Other Account Balance






List of Cleared Checks


Specific Cleared Check




Savings to Checking


Checking to Savings


Account to Account


Cross Member (to your account)


Cross Member (from your account)




Loan Balance (If you also have a checking account)


Loan Balance (If you do not have a checking account)


Payment from Checking


Payment from Savings


Payment from Other Account






Call Center Representative


Lost/Stolen Debit Card (during regular business hours)

After regular busineses hours call 800-472-3272


Change PIN


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