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Credit Card Balance Transfer Application


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1. Information

2. Balance Transfer
 

*Interest will begin accruing on balance transfers from the date they are posted to your HHCU Visa.

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IMPORTANT CREDIT CARD DISCLOSURES. The following disclosure represents important details concerning Your Credit Card. The information about costs of the Card is accurate as of the effective date of August 30, 2016. You can call Us at (800) 865-2612 or write Us at Hoosier Hills Credit Union, 630 Lincoln Avenue, Bedford, IN 47421-2197 to inquire if any changes have occurred since the effective date.
Interest Rate and Interest Charges
Annual Percentage Rate (APR) For Purchases
VISA Platinum : 7.90%
VISA Classic : 15.90%
VISA Gold : 12.90%
Shared Secured VISA : 15.90%
APR For Balance Transfers
VISA Platinum : 7.90%
VISA Classic : 15.90%
VISA Gold : 12.90%
Shared Secured VISA : 15.90%
APR For Cash Advances
VISA Platinum : 7.90%
VISA Classic : 15.90%
VISA Gold : 12.90%
Shared Secured VISA : 15.90%
How to Avoid Paying Interest on Purchases We will not charge You interest on purchases if You pay Your entire balance owed each month within 25 days of Your statement closing date.
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factorss to consider when applying for or using a Credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.
Fees
Transaction Fees
  • Foreign Transaction

1.00% of each foreign currency transaction in U.S. dollars.
1.00% of each U.S. dollar transaction that occurs in a foreign country.

Penalty Fees
  • Late Payment

Up to $15.00

How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)."